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What is the Sohni Dharti Remittance Program?

A rewarding way to send money home.

The Sohni Dharti Remittance Program is a government-backed loyalty program for overseas Pakistanis who send money through official banking channels or exchange companies.

With every remittance, you earn reward points — which can be redeemed for free services across selected public sector organizations in Pakistan.

The program is managed through a smartphone app available in both English and Urdu, making it easy to track your remittances and rewards in real time.

Earn points. Move up tiers. Redeem rewards.

Remitters are rewarded based on the value of each transaction. The more you send, the more you earn — and the higher your reward tier.

There are three tiers of rewards:

🟢 Green

🟡 Gold

🟣 Platinum

Each remittance helps you:

  • Earn points based on a set percentage.
  • Move up a tier to unlock more benefits.
  • View points on your virtual reward card in the app.

Points are automatically updated after every transaction.

Getting started is quick and simple: